SHARED ENVELOPE BUDGET
Draft for the personal-use prototype · 1 November 2026
This is a private, non-commercial application for the two members of one household. It is not offered as a public financial service.
The app is a record-keeping aid. It does not provide financial advice and its figures should be checked against the bank account before making financial decisions.
The app currently relies on transactions entered by household members. It cannot access the linked bank account, initiate payments, transfer funds or change the bank account.
The free hosting and database services may occasionally be delayed, unavailable or changed by their providers.
Users are responsible for protecting their sign-in details, reviewing suggested allocations and checking that explained transactions reconcile to the bank balance.
Either household member may request deletion of the household data.